MSA CONTRIBUTION TABLE
	M Member with no dependants. M1 Member with 1 dependant. M2 Member with 2 dependants. M3 Member with 3 dependants. M4+ Member with 4 or more dependants. LOW 30,260 60,515 72,295 84,445 96,350 MEDIUM 60,515 121,025 144,585 168,890 192,700 HIGH 121,025 242,175 289,045 337,655 385,520 SUPER HIGH 242,175 484,220 578,215 675,305 770,910 MSA ENTITLEMENTS FOR THE PERIOD 01 JANUARY TO 31 DECEMBER 2005   M Member with no dependants. M1 Member with 1 dependant. M2 Member with 2 dependants. M3 Member with 3 dependants. M4+ Member with 4 or more dependants. LOW 345,540 691,035 825,555 964,305 1,100,250 MEDIUM 691,035 1,382,025 1,651,065 1,928,610 2,200,500 HIGH 1,382,025 2,765,475 3,300,705 3,855,795 4,402,380 SUPER HIGH 2,765,475 5,529,480 6,602,835 7,711,545 8,803,290

NOTES

It should be noted that the MSA entitlements indicated above are for a full membership year, and do not include any credit balance carried forward from the previous year. Members who join during the course of the year will have their entitlements pro-rated.

Members may change their savings options from Low, Medium and High to Super High or make additional voluntary MSA contributions based on what they can afford.

MSA credit balances roll over from one year to the next and are paid out to members four (4) months after the date of resignation.

The A.A.C.M.A.S. membership year is January to December and benefits are pro-rated for members who join during the course of the year. Members credit MSA balances accumulate from year to year. MSA annual entitlements are determined by the members monthly contribution. Contribution category is determined by the number of registered dependants, 3 registered dependants =M3.