Medical Savings Account (MSA)

Managing your unique healthcare needs through the Medical Savings Account(MSA)

Sitting above 'core' benefits, the optional MSA enables the member to take control over routine healthcare needs as well as provide a tax efficient vehicle for 'topping-up' benefits, especially those benefits such as optical or dental that may have limits. Shortfalls, co-payments and top-ups are a reality of changed times.

The MSA therefore empowers you the member and offers flexibility in managing your unique healthcare cost realities in an efficient manner.

In summary, the MSA guarantees the following:

• Control over your own healthcare needs
• Flexibility in funding and expenditure
• Protection against fraud , misuse and abuse
• Tax efficient and interest earning healthcare vehicle
• Pre-fund vehicle for shortfalls, co-payments and 'top-ups' and future healthcare needs

MSA Funded Benefits

• Out patient consultations with General Practitioners and Specialists
• Alternative Practitioners
• Acute Medication category (A,B And C).